Annuities May Not Be Right For You
Annuities are not a solution for all financial concerns. They are products that may offer greater confidence for those worried about outliving their retirement assets. But that confidence comes at a cost. Let’s start by examining variable annuities. A variable annuity is a financial contract that creates a long term, tax-deferred investment vehicle. The …
Are Annuities the Only Answer?
No, absolutely not. You might consider a high quality commercial Real Estate Investment Trust (REIT). “WAIT! I heard on the news that commercial real estate is in jeopardy. Why on earth would I invest in commercial real estate today?” Because many commercial real estate loans are set to adjust to higher rates …
Using Annuities to Generate Retirement Income
An annuity is a contract between an investor and an insurance company in which the insurance company promises to make payments to the investor either immediately or at a future time. An immediate annuity, as its name suggests, offers payments that start immediately. With a deferred annuity, payments are delayed to a future date. …
Annuities May Help Make your Income Last a Lifetime
With demographic trends pushing the length of retirement to 25 or 30 years and beyond, it’s important to create a retirement investment strategy that generates an income stream that you won’t outlive. If you’re looking for an investment vehicle that promises a guaranteed, lifetime income stream, then you may want to consider annuities. Simply put, …